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	<title>The Power of Money</title>
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	<description>Paul Beck Financial Services</description>
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		<title>Consider An Early Withdrawal From Your RRSP</title>
		<link>http://thepowerofmoney.ca/it-may-be-better-to-withdraw-your-from-rrsp-sooner-rather-than-later/</link>
		<comments>http://thepowerofmoney.ca/it-may-be-better-to-withdraw-your-from-rrsp-sooner-rather-than-later/#comments</comments>
		<pubDate>Mon, 01 Apr 2013 01:48:52 +0000</pubDate>
		<dc:creator>pbeck</dc:creator>
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		<description><![CDATA[If you have been making contributions to your RRSP every year, you may also be familiar with the old saying when it comes to Income Taxes: “defer defer defer”. Well, perhaps you have been given the wrong advice after all!  The traditional way of thinking is to use up your cash savings or other money [...]]]></description>
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		<title>Registered Retirement Savings Plan or Tax Free Savings Accont?</title>
		<link>http://thepowerofmoney.ca/february-update/</link>
		<comments>http://thepowerofmoney.ca/february-update/#comments</comments>
		<pubDate>Wed, 06 Feb 2013 03:50:44 +0000</pubDate>
		<dc:creator>pbeck</dc:creator>
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		<guid isPermaLink="false">http://thepowerofmoney.ca/?p=259</guid>
		<description><![CDATA[Registered Retirement Savings Plan or Tax Free Savings Account? With the RSP deadline quickly approaching, many Canadians are wondering how much they should contribute to their RRSP &#8211; if anything. Before the introduction of the Tax Free Savings Account, the decision to put money into your RRSP was much easier. The general concept was that [...]]]></description>
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		<title>Death of the Penny</title>
		<link>http://thepowerofmoney.ca/death-of-the-penny-4/</link>
		<comments>http://thepowerofmoney.ca/death-of-the-penny-4/#comments</comments>
		<pubDate>Tue, 15 Jan 2013 20:40:32 +0000</pubDate>
		<dc:creator>pbeck</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Here is the latest from the Government of Canada about the phasing out of the penny. Introduction In Economic Action Plan 2012, the Government announced it would phase out the penny from Canada’s coinage system. The decision to phase out the penny was due to its excessive and rising cost of production relative to face [...]]]></description>
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		<title>Tax Impact of Turning 65</title>
		<link>http://thepowerofmoney.ca/tax-impact-of-turning-65/</link>
		<comments>http://thepowerofmoney.ca/tax-impact-of-turning-65/#comments</comments>
		<pubDate>Wed, 05 Dec 2012 00:54:53 +0000</pubDate>
		<dc:creator>pbeck</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://thepowerofmoney.ca/?p=222</guid>
		<description><![CDATA[How to Shop At Costco Without A Membership  Most of us know that if you want to buy anything from Costco you need a membership card. Those who do have memberships also know that you can’t lend your card to your spouse or friend as the member is required to present the card at the [...]]]></description>
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		<title>What Is Financial Planning</title>
		<link>http://thepowerofmoney.ca/financial-planning-month/</link>
		<comments>http://thepowerofmoney.ca/financial-planning-month/#comments</comments>
		<pubDate>Wed, 14 Nov 2012 13:34:57 +0000</pubDate>
		<dc:creator>pbeck</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://thepowerofmoney.ca/?p=214</guid>
		<description><![CDATA[Do Canadians Really Know What Financial Planning Is?  Since November is financial Literacy month, I thought I would take this opportunity to try and define what Financial Planning is and is not. When I ask clients what Financial Planning means to them, I get everything from a gaze of uncertainty to many different definitions.  In [...]]]></description>
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		<title>A Good News Story</title>
		<link>http://thepowerofmoney.ca/november-is-financial-literacy-month/</link>
		<comments>http://thepowerofmoney.ca/november-is-financial-literacy-month/#comments</comments>
		<pubDate>Sun, 28 Oct 2012 18:54:20 +0000</pubDate>
		<dc:creator>pbeck</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://thepowerofmoney.ca/?p=185</guid>
		<description><![CDATA[You Never Know Who We all Know Each month I put together a brief commentary on topics I believe you will find both entertaining and educational. This month we stray a bit from our usual format to share a good news story. Our office received a call from a client who was frustrated with his [...]]]></description>
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		<title>Cell Phone Confusion</title>
		<link>http://thepowerofmoney.ca/cell-phone-confusion/</link>
		<comments>http://thepowerofmoney.ca/cell-phone-confusion/#comments</comments>
		<pubDate>Thu, 20 Sep 2012 19:26:39 +0000</pubDate>
		<dc:creator>viadmin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Things have come a long way since Bell and Rogers formerly Cantel, were the only two cell phone companies on the block and airtime cost $1 per minute. Technology is meant to simplify our lives but the explosion of the cell phone business with new carriers popping up everywhere, iPhone, blackberry and Androids systems, three [...]]]></description>
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		<title>Online Statements Are Here to Stay but Are a Big Inconvenience</title>
		<link>http://thepowerofmoney.ca/online-statements-are-here-to-stay-but-are-a-big-inconvenience/</link>
		<comments>http://thepowerofmoney.ca/online-statements-are-here-to-stay-but-are-a-big-inconvenience/#comments</comments>
		<pubDate>Fri, 10 Aug 2012 19:27:51 +0000</pubDate>
		<dc:creator>viadmin</dc:creator>
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		<description><![CDATA[Each month we are being encouraged more and more by business to receive our account statements online. The idea of going paperless paints a picture of receiving your statements with ease and saving money by not having to pay newly imposed statement fees for paper statements. The move to online statements though is a big [...]]]></description>
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		<title>You Are Not As Protected Against Credit Card Fraud As You May Think</title>
		<link>http://thepowerofmoney.ca/you-are-not-as-protected-against-credit-card-fraud-as-you-may-think/</link>
		<comments>http://thepowerofmoney.ca/you-are-not-as-protected-against-credit-card-fraud-as-you-may-think/#comments</comments>
		<pubDate>Thu, 02 Aug 2012 19:28:45 +0000</pubDate>
		<dc:creator>viadmin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://thepowerofmoney.ca/?p=75</guid>
		<description><![CDATA[We all receive those credit card statements in the mail and from time to time find an insert enclosed letting us know that there has been some changes to the cardholder agreement. Despite being prompted to review the agreement, few if any of us actually take the time to read the small print. With the [...]]]></description>
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		<title>Are Things Really More Expensive Than They Use to Be? I Believe In Many Cases Not!</title>
		<link>http://thepowerofmoney.ca/are-things-really-more-expensive-than-they-use-to-be-i-believe-in-many-cases-not/</link>
		<comments>http://thepowerofmoney.ca/are-things-really-more-expensive-than-they-use-to-be-i-believe-in-many-cases-not/#comments</comments>
		<pubDate>Sun, 01 Jul 2012 19:29:22 +0000</pubDate>
		<dc:creator>viadmin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://thepowerofmoney.ca/?p=77</guid>
		<description><![CDATA[During my entire life the message I have heard from my grandparents, parents my generation and now my kids constantly is how expensive things are and how the price of things keeps going up. This month I want to challenge that thought and share with you some examples of why I think that way of [...]]]></description>
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